Money Exchange
Money Exchange Providers in Thailand
Thailand offers various options for currency exchange, from banks and specialized exchange booths to ATMs and online services. For the best rates and reliable service, it is generally recommended to use established banks or well-known exchange providers, especially in busy tourist areas.
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Banks
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Bangkok Bank: One of Thailand's largest banks, offering competitive exchange rates and reliable services. Branches are widely available in major cities and tourist areas.
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Siam Commercial Bank (SCB): Provides currency exchange services with a focus on customer service and competitive rates.
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Kasikorn Bank (KBank): Known for its extensive network of branches and ATMs, KBank offers currency exchange services and is widely accessible.
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Krungthai Bank: Offers currency exchange services with branches throughout Thailand, known for good service and competitive rates.
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Website: https://krungthai.com/en/personal
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Bank of Ayudhya (Krungsri): Provides currency exchange services with competitive rates and a broad network of branches.
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Website: https://www.krungsri.com/en/personal
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Currency Exchange Booths
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SuperRich Thailand (Orange Logo): One of the most popular currency exchange providers, known for competitive rates and multiple locations in major tourist areas and shopping centers.
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Website: www.superrich1965.com
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Superrich Thailand (Green Logo): It is a trusted currency exchange provider with over 50 years of professional experience. It's known for offering some of the best exchange rates in the country. The green branding distinguishes it from its counterpart.
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Website: www.superrichthailand.com
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Vasu Exchange: Offers competitive exchange rates and is located in a prominent area, called Nana.
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Website: https://vasuexchange.co.th
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Ref: https://www.krungsricard.com/th/article/20-ร้านแลกเงินต่างประเทศที่ไหนดี
Airports
Airport Currency Exchange Counters: Most major airports in Thailand, including Suvarnabhumi Airport (BKK), Don Mueang International Airport (DMK), and Phuket International Airport (HKT), have currency exchange counters like Travelex, SuperRich, and SCB.
ATMs
International ATMs: ATMs across Thailand provide cash withdrawals in Thai Baht and are typically affiliated with international networks like Visa and MasterCard. Most ATMs accept major international credit and debit cards, including Visa, MasterCard, sometimes American Express and UnionPay. However, there are a few things to keep in mind:
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ATM Fees: Thai banks usually charge a fee for withdrawals using foreign cards, which is typically around 220-250 THB per transaction.
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Currency Conversion Fees: Your home bank may also charge a foreign transaction fee or a currency conversion fee, depending on the terms of your account.
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Daily Withdrawal Limits: Be aware of your bank's daily withdrawal limit and the ATM's limit, which may vary between different banks and ATM operators in Thailand.
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Card Activation: Ensure that your card is activated for international use before you travel to Thailand.
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ATMs in Tourist Areas: ATMs in popular tourist areas, airports, and cities are more likely to accept international cards.
Travel Card
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Prepaid Travel Cards: Providers like Travelex offer prepaid travel cards that can be loaded with foreign currency and used globally.
Online/Mobile Services
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Currency Exchange Apps: Apps such as Wise allow you to manage and exchange currencies online. They provide competitive rates and convenient access to your funds.
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When talking about mobile services, it is essential to consider the sim card factor. Using mobile banking in Thailand with an international SIM card is generally possible, but there are a few considerations to keep in mind:
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Network Compatibility: Ensure that your international SIM card is compatible with local networks in Thailand. Most SIM cards from major carriers should work, but it's always good to verify coverage.
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Data Usage: Mobile banking apps typically require an internet connection. Check with your provider about international data roaming charges or consider purchasing a local data plan to avoid high fees.
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Security: When accessing mobile banking, ensure that your connection is secure. Avoid using public Wi-Fi networks and use your mobile data instead.
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Banking Notifications: If your mobile banking relies on SMS notifications for security codes or transactions, verify that your international SIM card can receive these texts in Thailand.
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Currency Conversion Fees: Be aware of any fees associated with currency conversion when making transactions with your international account.
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By taking these factors into account, you can effectively use mobile banking while in Thailand with an international SIM card.
Exchange Rate Comparison Websites
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XE.com: Provides real-time exchange rates and can help you compare rates offered by different providers.
Local Exchange Services
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Local Vendors: While not always recommended due to potential risks, local vendors in tourist areas may offer currency exchange services. It’s essential to be cautious and ensure they are reputable.








